We didn’t think anything of it until last week when he received a letter from our insurance company asking that he pay $1150 excess. Upon further investigation and much frantic rummaging through past bank and credit card statements with no sign of the $1150 being debited we called the insurance company to query the letter.
Ah . . bells started ringing. I had indeed lost my Visa, had it cancelled and forgotten about the pending payment within the week it took for my new card to arrive. So, we hadn’t paid the $1150!
What really surprised me was the fact that we had only been advised of the non-payment in July 2009 when the accident was in December 2008 . . .seven months had passed and we were oblivious that the money hadn't been paid! How could I not miss an $1150 debit!
What had Adam really thinking he’d be avoiding bending over to pick up the soap in Silverwater Maximum Security prison, was the letter he received today from the claiment's insurance company threatening to sue him for $18652.64 (why they didn't round it to .65 cents i'll never know!)
In the matter of
and TAKE NOTICE, THAT NRMA INSURANCE, who are the insurers of may issue legal proceedings through the COURT (well I don't know where else you'd issue them) for recovery of $18652.64 AND WITH COSTS ADDED relating t0 damage sustained to their vehicle caused by you on 6/12/2008.
This amount is to be paid by seven (7) days from the date of this letter. (The letter was dated 20 July and today is the 31st!)
If you have insurance to cover you for this loss, please contact your Insurer to avoid further personal involvement and expense.
THIS IS A FINAL NOTICE. (we didn't get a first one!) It would be in your best interests to attend to this matter
Anyway, all’s well that ends well. We had already made the payment to our insurance company last week. The legal threats ended up being empty and the insurance will cover all the damage to the car he hit. Not his unfortunately, that is a write-off with four great wheels so if you need set, let me know!
So Friday Fuckwits Four . .